Ruby Fan - Mortgage Broker

Ruby Fan || December 22, 2020

Forecasting Canada’s Housing Market in 2021

Earlier this year, the Canada Mortgage and Housing Corporation made a now-infamous prediction that home prices would fall by up to 18% over the course of 2020 and into 2021. Instead, prices...

Ruby Fan || November 30, 2020

Refinancing Your Mortgage – What You Need to Know

This year has seen a rise in the number of homeowners who are considering refinancing their mortgage. Approximately 20% of Canadian homeowners say they plan to refinance their mortgage in the next...

Ruby Fan || November 16, 2020

What Happened to the Expected House Price Crash?

According to many forecasts from earlier this year, Canadian home prices should have fallen anywhere from 5% to 20% from pre-pandemic levels by now. On the contrary, average prices are up...

Ruby Fan || October 27, 2020

Fixed or Variable in These Unusual Times?

Fixed or variable—it’s the classic rate decision many mortgage shoppers are faced with. And it’s only been made more complicated since the start of the pandemic. Towards the latter half of 2019,...