Ruby Fan - Mortgage Broker

Ruby Fan || September 15, 2022

The Bank of Canada’s rate hikes may not be done yet

In addition to raising interest rates by another 75 basis points on September 7, the Bank of Canada also signalled that it’s not done hiking just yet. As expected, the Bank raised its overnight...

Ruby Fan || April 07, 2022

What’s in the Federal Budget for Homebuyers?

The federal government has earmarked more than $10 billion in new spending for housing-related initiatives, much of which is focused on increasing supply. Overall, the federal budget includes $56...

Ruby Fan || March 22, 2022

10 Ways to Improve Your Credit Score

10种方法来提高你的信用评分不要低估信用的力量。信用评分不仅可以向银行证明你是一个信用良好的贷款申请人，它也可以决定你能否获得优惠利率的条件之一。假如你的信用受损，能在8个月内让你的信用分数提高的10种方法请收藏：按时支付账单：很明显，信用记录报告上最常出现的就是逾期还款记录，因为支付历史占总信用分数的35%，晚付账单会对信用分数影响很大，所以，请在到期日前支付最低要求的付款金额。保持余额低：如果...

Ruby Fan || February 14, 2022

B lender No Stress Test - Chinese Version

📣你知道吗？B类银行无压力测试贷款政策为自雇人士量身订制！不看个人报税收入，不看公司财务报表，只根据公司毛收入贷款‼️最多贷款房价的80%‼️利率3.XX%起！最长可以做到40年Amortization！详情请与我联系📞604-618-2184