Ruby Fan - Mortgage Broker

Ruby Fan || February 07, 2022

Current Market Value of a New Construction (PreSale)-Chinese Version

很多人喜欢买楼花的原因，就是期待未来几年等房子建好的时候会升值，这也是常见的一种房地产投资手段。我们都知道，当房子快建好的时候，银行通常都会要求做房屋估价，并且会比较估价和购买价，取低的价格来贷款。即使房子升值了，很多银行还是会以低的购买价格来贷款。好消息！我们代理的银行出台了楼花现值贷款政策。要求原始购房合同日期必须比成交日期提前12个月以上，贷款金额不能超出原始购买价格。举例说明：购房日期：2...

Ruby Fan || January 27, 2022

The Bank of Canada Left Rates Unchanged. Now What?

The Bank of Canada may have raised its inflation forecasts, but it didn’t raise interest rates this week as many had expected. At its first rate policy meeting of the year,...

Ruby Fan || January 21, 2022

Will the Bank of Canada Hike Early on Inflation Concerns?

Earlier this week, we learned that Canada’s headline CPI inflation rose to a 30-year high of 4.8% in December. That had a number of economists concerned, with many saying the...

Ruby Fan || January 11, 2022

Home Surtax Explored as Prices Continue to Rise

As new home prices marked the 20th consecutive month of growth, a new report backed by Canada’s housing agency called for a new annual tax to help address affordability. The...